Terms and conditions

1. ACCEPTANCE OF TERMS

Subject to the Terms and Conditions (the “Terms”), Finchat provides this website, services, products and content (collectively, the “Site”) to you. Your access or use of the Site constitutes your agreement to all such terms, conditions, policies, rules, procedures and notices (collectively, the “Agreement”). If you do not agree, you may not access or use the Site. These Terms, and the Site, may be updated from time to time without notice to you.

2. DESCRIPTION OF SERVICE

Finchat provides you with access to purchase a collection of resources, products and services through this website (the “Service”). Unless explicitly stated otherwise, any updates, new features or new products shall be subject to the Terms. You understand and agree that the Service is provided “AS-IS” and that Finchat assumes no responsibility for the timeliness, deletion, mis-delivery of its products or failure to store any user communications, subscription or user setting.

3. MODIFICATIONS TO SERVICE

Finchat reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Finchat shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

Finchat may change, add or remove any part of this Agreement, or any other terms associated with the use of the site, at any time. Any changes shall become part of the Agreement and shall apply as soon as such a notice is posted. By continuing to use Finchat after the notice is posted, you are indicating your acceptance of those changes.

4. SUBSCRIPTIONS, 7 DAY GUARANTEE and AUTOMATIC RENEWAL

Finchat offers a 7 Day Money Back Guarantee. Subscriptions will only renew automatically if the subscriber checks the "Automatic renewal" check box.

5. SPONSORS, THIRD PARTIES AND ADVERTISERS

Your correspondence or business dealings with, or participation in promotions of, sponsors, third parties or advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such sponsor, third party or advertiser. You agree that Finchat shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as a result of the presence of such sponsors, third parties or advertisers on the Service.

6. LINKS

Finchat may provide, or third parties may provide, links to other web sites or resources. Because Finchat has no control over such sites and resources, you acknowledge and agree that Finchat is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, accuracy, quality, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Finchat shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

7. DISCLAIMER OF WARRANTIES

You expressly agree that:

8. LIMITATION OF LIABILITY

You expressly understand and agree that in no event shall finchat or its owners, officers, directors, employees, agents, successors, subsidiaries, affiliates, distributors or third parties providing information on this site be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if finchat has been advised of the possibility of such damages). this paragraph shall also apply to;

9. EXCLUSIONS AND LIMITATIONS

some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. accordingly, some of the above limitations of sections 6 and 7 may not apply to you.

10. INTELLECTUAL PROPERTY

All materials on this site (”Online Materials”), including, without limitation, names, logos, trademarks, service marks, images, articles, columns, graphics, photographs, illustrations, artwork, blog posts, audio clips, themes, video clips, software, and other elements making up the Service are protected by copyrights, trademarks and other intellectual property rights owned and controlled by Finchat or by other 3rd parties. Except as specifically provided herein, no Online Materials may be copied, reproduced, republished, downloaded, posted, transmitted, distributed, or resold in any way, or otherwise used for any purpose, without the prior written permission of Finchat or the respective owners. Unless otherwise specifically allowed by these Terms, you may not add, delete, distort, or otherwise modify the content or the products provided by this site. Any unauthorized attempt to modify any Online Material, to defeat security features, or to utilize this site for other than its intended purposes is strictly prohibited.

Finchat and its respective logos, product names and service names are trademarks of Finchat. All other trademarks appearing on the Site are trademarks of their respective owners and our reference to them does not imply or indicate any approval or endorsement by their owners unless such approval or endorsement is expressly made.

11. GENERAL INFORMATION

This is generl information only and does not take into account your personal circumstances. Consult a licenced or authorised financial planner before taking any action.

12. MISCELLANEOUS

NON-WAIVER

The failure of Finchat to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

INDEMNIFICATION

You agree to indemnify, defend and hold Finchat harmless from any claims and expenses, including reasonable attorneys’ fees, arising from or related to any breach by you of any terms of this Agreement.

RESTRICTIONS ON USE

You may not use the Finchat site, content, products or services for any illegal purpose or in any manner inconsistent with these Terms. You agree to use your Finchat membership solely for your own use and purposes and not for resale or other transfer or disposition to any other person or entity.

SEVERABILITY

If any provision of this Agreement is found invalid or unenforceable, the provision will be enforced to the maximum extent permissible and the other provisions of this Agreement will remain in force.

CHOICE OF LAW AND FORUM

This Agreement will be governed by the laws of Australia. Any dispute arising from the terms of this agreement or breach of this agreement will be governed by the laws of Australia and you agree to personal jurisdiction by the state and federal courts sitting in Australia.

REFUSAL OR DISCONTINUANCE OF SERVICE

Finchat reserves the right to refuse, terminate, or restrict service to any user for any reason or no reason at all.

HEADINGS FOR CONVENIENCE ONLY

The section titles in the Terms are for convenience only and have no legal or contractual effect.

WEBSITE & PLUGIN CONTENT

All content found on the Finchat site is the property of Finchat and may not be redistributed without permission or consent.

PRICE CHANGES

Finchat reserves the right to modify, change, cancel or upgrade a plugin subscription and/or license key without prior notice or consent. Prices of all products are subject to change without prior notice or consent.

EMAIL

Finchat may occasionally send you emails related to your subscription. We may also send you occasional email newsletters relating to product updates, promotions and the like. We will never sell or release your email to any third party vendors. You may opt out of these emails at any time without penalty.

ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and Finchat and govern your use of the Service.